Home buying, reimagined

No mortgage.
No interest.
No debt.

Buy your home a piece at a time, and you always stay in control.

No mortgage  ·  Buy as you go
9:41
Good morning, Sam
Willow Green
SR
You own
15%
£87,750 of your home
Journey to 100%15% owned
Monthly rent
£2,082
Your share
£87,750
£
Bought more equity
2 days ago · £25
+0.4%
+ Buy more equity
Home
Activity
Account
A home buying revolution

Buy as you Rent.

We reimagined how people buy homes to make it fast, simple, and painless. If you can afford to rent a property, with Buy By Phone, you can buy it.

The app that replaces a mortgage, with a debt-free way to buy equity, free and clear in your home at any time. Buy By Phone is the bridge from renting to owning that you can cross at your own pace.

How it works

A simple, transparent path to owning your home.

Designed for real life — start where you are, and grow your share at your own pace.

Buy your first stake

Purchase your first stake through a solicitor, just like a normal property purchase.

Move into your home

Settle in, and pay rent only on the share you don't yet own — as your ownership grows, your rent comes down.

Increase your equity

Buy more with 1 click, from as little as £5 — no conveyancing, no solicitors, no obligation.

Buy more of your home
£1,000 free this month
£5
+£5 owned
a coffee
£25
+£25 owned
a takeaway
£75
+£75 owned · a night out
Own a little more
Your home buying journey

Why buy a coffee when you can buy equity?

Buy By Phone turns spare change into bricks and mortar. Own a little more of your home with 1 click — from as little as £5.

  • 1 click to buy more — no solicitor, no conveyancing.
  • Buy from just £5 — the price of a coffee.
  • No transaction fees on equity purchases under £1,000*
  • Watch your rent fall the more you buy.

*Free on up to £1,000 of equity purchases each month; a small fee applies above that.

Why it's different

Home buying, with you in control.

No mortgage, no interest, no debt

You own your share outright from day one. There's no loan against your name and no interest to pay — ever.

Buy on your terms

Any amount, any time, from your phone. Speed up, slow down, or pause — there's never any obligation to buy more.

Ownership that grows

Every share you buy is yours to keep — real ownership that builds over time. And the more of your home you own, the less rent you pay.

Buy with friends or family

Buy the home together, but your money stays separate. You'll always know who paid what — everyone's share stays clear and simple.

Launching soon

Be among the first.

Homebuying is changing. Join the waiting list to be one of the first to become a Home Owner with the Buy By Phone homebuying revolution.

You're on the list!

Jump the queue — every friend who joins from your link moves you up. Early access goes to the top of the list first.

No spam, ever. Registering places you under no obligation.